HOW YOUR CREDIT CARD CAN AFFECT YOUR HOME LOAN APPLICATION

By: Pankaj Sharma

Your credit card will affect your loan application. Unfortunately, most borrowers assume it will not affect their borrowing capacity because they pay off their credit card debt every month....

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3 ‘To-Dos’ When Buying a Car

By: Pankaj Sharma

Buying a new or second-hand car is not something we typically do all that much, so for many car buyers, it can be easy to make a mistake. Fortunately,...

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Should We Be Concerned About Household Debt?

By: pankajsharma

When the housing market is booming, one question is almost always sure to surface: are people borrowing more than they can pay? And that question has now started to...

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Conditional vs Unconditional Approval?

By: Pankaj Sharma

Arguably, the most important element of the property journey is obtaining finance. One of the most confusing parts of the process for first home buyers is the difference between...

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Axing Responsible Lending Laws: What You Need to Know

By: pankajsharma

The Australian Government is planning to roll back responsible lending laws in an effort to boost economic recovery. While this will ease access to credit, consumer groups warn it...

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6 Home deposit saving tips if you’re self-employed

By: pankajsharma

When you’re self-employed you know only too well, your income can vary each month and that makes saving up for home pretty tough going. If you really want to...

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7 hot tips if your resolution is to get a mortgage in the New Year

By: pankajsharma

Sometimes, just getting through Christmas can be enough of a slog without worrying about the New Year. But if buying a home is top of your priorities, here are...

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Should I sell my house or rent it out?

By: pankajsharma

There comes a time in most homeowners lives when they need to change homes. The reasons can vary – you might be upgrading to make room for a new...

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MINIMISE YOUR MORTGAGE REPAYMENTS

By: Pankaj Sharma

Getting a mortgage is at once a curse and a blessing; this doesn’t apply unanimously in all cases, however. The inside scoop is that a family needs to cover...

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First Time Investor

By: pankajsharma

Avoid the common mistakes in first-time investment properties. Buying an investment property is a great way to earn a second income, grow your assets and reduce tax; but like...

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