Taking out a secured car loan means you’re able to provide an asset, such as your car, to secure your loan against. This is the most cost-effective type of car loan as you’ll be eligible for a lower interest rate and can set fixed repayments.

Unsecured car loans don’t require you to provide any of your assets as security for the loan. This means that if you are unable to repay your loan, there are no assets to repossess. The down side to an unsecured car loan is you’ll pay a higher interest rate.

If you’re unable to get an unsecured or secured car loan, a personal loan may be an option for you. A personal loan can give you greater flexibility in terms of the purpose for the loan, however interest rates are more expensive than both a secured or unsecured car loan.

Our lending panel offer some of the lowest rates in the market.

Our car loan brokers can provide fast approvals so you can get on the road faster.

Finance is our business and we deal direct with the lender so you don’t pay more than you need to.

No commitment required, just let us know if you’re happy to proceed.

Whenever you are comparing car loans, you need to make sure the product has the same features, then you’ll be able to accurately determine whether one option is more superior than the other.

Rather than searching online through multiple comparison site that may provide you with confusing or inaccurate comparisons, give the team at Funding Zone a call, tell us what you need and we’ll do the rest.

We’ll liaise with our lender panel and compare rates and terms for you, then provide you with a shortlist for you to select from. We ensure you have full disclosure of the product details so there are no surprises later.

Applying for a car loan is a straight forward process when utilising the services of a car loan broker, like Funding Zone. Depending on the type of loan sought, secured or unsecured car loan, the application process is slightly different, but essentially, we’ll need the following information from you;

• Identification
• Employment status and income
• Type of vehicle; make, model and year

From there we’ll get a few more details and request a car loan approval for you. Depending on the lender, we can receive notification of the outcome within 2 hours (for 80% of cases).